About Us
Our Services
- Financial Planning
  Professional Financial Planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future, short, medium and long term.
  
  You will almost certainly have plans of one kind or another - buying a home, starting a family, living abroad, perhaps retiring, but such ambitions have financial implications ...
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- Health Insurance
  Health Insurance is probably one of the most important types of insurance you can own. Without it, an illness or accident can have serious financial implications for you and your family.
  
  Most people will be aware that Health Insurance can cover the cost of private medical treatment for any acute conditions you may suffer in the future. However, there are a number of other types of Health-related Insurance policies which are worthy of serious consideration.
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- Life Assurance
  The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners.
  
  It can provide the reassurance of financial protection for you, your family and your business associates.
  
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- Mortgages
  Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?
  
  We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you.
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- Pensions
  When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance, you need to provide yourself with a secure income for the rest of your life.
  
  A well prepared pension plan which is regularly reviewed should go some way to providing you with a ...
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- Savings & Investments
  When someone talks about savings and saving money, it could be referring to a piggy bank on the mantelpiece or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts, term bonds etc.
  
  Investing is what you do with the savings you have - if you are looking to generate a greater return on your money than is available to you through your savings instruments.
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- Taxation
  Most of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die.
  
  Taxation can be very complicated and the rules, reliefs and allowances often change, so it is worth obtaining a clear grasp of how these taxes work by discussing with a professional adviser the most efficient way to arrange your finances.
  
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- Wealth Management
  Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
  
  Whatever your level of wealth, there is nothing wrong in deciding to prepare a risk aversion strategy. This is reasonable and prudent for anyone who is sure that they already have ample to provide for themselves and their family into the future.
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Ricky Harris Profile

I joined the financial services industry on the 4 January 1988. I am a member of The London Institute of Banking & Finance and have been a practising adviser for over 28 years. For the last 19 years I have lived and worked in the Melton Mowbray area as an adviser & financial planner.

I believe the definition of best advice is to be able to look a client in the eye and say ‘knowing what I know about your circumstances, needs and objectives, this is what I would do if I was in your position’.

Do I specialise? Yes, in giving sound face to face advice to professionals, families, and SME business owners – i.e. my peers.

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Melton Mowbray Office

Mill Lane Asset Management

20 Norman Way

Melton Mowbray

Leicestershire

LE13 1JE
Phone : 01664 483124
Email : Enquiries@MillLane.com

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Mill Lane Asset Management is a trading style of Active Financial Partners Limited which is authorised and regulated by the Financial Conduct Authority.

Registered in England No.04266233 ---- Registered & Head Office: 5 Lancer House, Hussar Court, Westside View, Waterlooville, Hampshire PO7 7SE.

Active Financial Partners Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 301860.