We offer an initial discussion (without charge or obligation) when we will describe our service more fully.

Savings, Investments, and Pensions Advice

On the 1 January 2013 changes in financial services regulation banned the payment of commission on the sale of all investment products where advice is given. As a firm we strongly support this change, and embrace the industry’s move away from a ‘commission based’ sales culture.

Mill Lane provide advice and act for clients on a percentage or hourly rate fee basis.

We believe our fees to be competitively priced, and advice fees can either be taken from your investments or can be paid to us directly.

Before commencing any chargeable work, we will confirm in writing to you the service to be provided and the fee payable in our Value Service Proposition.

Mortgage Advice

We offer a fully advised ‘whole of market’ service which includes assessing your specific needs and circumstances, the research of the market, making a recommendation, the administration of the mortgage application and managing the relationship with the lender until your mortgage has completed.

For our mortgage service we charge a fixed fee of £499.00.
The fee is paid at application.
We may also be paid commission from the provider.

Protection Advice

For advice on personal or family protection policies like Life Assurance, Critical Illness, and Income Protection plans, we do not charge a fee as we are remunerated in the form of commission by the provider.